coldworld
Regular Contributor
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
07-29-202310:21 AM
07-29-202310:21 AM
My first approvals thread! Amex
I'll keep it short and sweet. Been on a rebuilding journey (in earnest) since the beginning of June. I had an aggressive plan to pay down about 15k worth of debt before the beginning of Aug. Decided to apply for two of my goal cards on 7/27, the AMEX Platinum and the Bonvoy Brilliant. Instant approval for both cards!
Super excited to get in with Amex on my own. Plat: NPSL and Brilliant: $10k. They pulled EX and TU. Scores in sig aren't quite accurate. Scores are in the low 700s now. I have a CO from GM Financial still reporting, set to come off in Sept of this year.
I thank everyone here for helping me reach this milestone! Next stop Chase Sapphire Reserve later this fall after all my debt is paid off and that baddie falls off.
3B Scores
----
Message 1 of 18
18Kudos
Reply
- All forum topics
- Previous Topic
- Next Topic
- «Previous
- 1
- 2
- Next»
17 REPLIES 17
GZG
Valued Contributor
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
07-29-202310:26 AM
07-29-202310:26 AM
Re: My first approvals thread! Amex
@coldworldwrote:I'll keep it short and sweet. Been on a rebuilding journey (in earnest) since the beginning of June. I had an aggressive plan to pay down about 15k worth of debt before the beginning of Aug. Decided to apply for two of my goal cards on 7/27, the AMEX Platinum and the Bonvoy Brilliant. Instant approval for both cards!
Super excited to get in with Amex on my own. Plat: NPSL and Brilliant: $10k. They pulled EX and TU. Scores in sig aren't quite accurate. Scores are in the low 700s now. I have a CO from GM Financial still reporting, set to come off in Sept of this year.
I thank everyone here for helping me reach this milestone! Next stop Chase Sapphire Reserve later this fall after all my debt is paid off and that baddie falls off.
congrats!!
no additional ex pull on the second card either? That's great!
welcome to Amex and good luck on those signup bonuses
Starting FICO 8: 
Current FICO 8:
2/6, 3/12, 11/24
Message 2 of 18
4Kudos
Reply
BigBS
Senior Contributor
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
07-29-202310:52 AM
07-29-202310:52 AM
Re: My first approvals thread! Amex
Congrats on the approvals and rebuild!
Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23
Total Credit Limit - $2.0M
Message 3 of 18
4Kudos
Reply
CreditMagic7
Mega Contributor
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
07-29-202311:03 AM
07-29-202311:03 AM
Re: My first approvals thread! Amex
Congratulations on your new AmEx Approval!
Message 4 of 18
5Kudos
Reply
Jordan23ww
Valued Contributor
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
07-29-202311:22 AM
07-29-202311:22 AM
Re: My first approvals thread! Amex
Congratulations on your 2 approvals and all your progress so far! Best wishes to you with your credit journey!
Message 5 of 18
3Kudos
Reply
Jeffster1
Valued Contributor
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
07-29-202311:28 AM
07-29-202311:28 AM
Re: My first approvals thread! Amex
CONGRATS 🎉
FICO 8 (3/1/24) EX 805 EQ 824 TU 844
Current lineup as of 9/23
American Express Blue Cash Everyday 11K | American Express Blue Cash Preferred 11K I American Express Marriott Bonvoy Bevy 10K I Bank of America Customized Cash Rewards Visa 20K | Kinecta MyPerks Rewards MC 35K | TD Bank Double Up Visa 4K | USBank Platinum Visa 5K | BMO Harris Cash Back MasterCard 12K | Capital One SavorOne MC 3K | Capital One Walmart MC 2K | NFCU Amex 20K | NFCU CashRewards Visa 20K I Citi Best Buy Visa 10K I Macy’s Amex 9K I Bread Financial American Express 8K l AAA Daily Advantage Visa Signature 6K I Wells Fargo BILT World Elite MC 30K I BCU Cash Rewards Visa 8K I Chevron Techron Advantage Visa 2.5K I JCPenney Mastercard $6K I UCLA Wescom CU Rewards Visa 7K I PayPal Cash Back Visa 9K I
Message 6 of 18
3Kudos
Reply
EAT_SLEEP_JEEP
Valued Contributor
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
07-29-202312:27 PM
07-29-202312:27 PM
Re: My first approvals thread! Amex
Congrats on the approvals
KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/ CITI COSTCO ANYWHERE VISA $6000 SL/ DISCOVER IT $3000 SL/ FNBO JEEP DRIVE PLUS CARD $7700/ APPLE CARD $6500/ CAPITAL ONE SAVORONE $3000 SL
SOCK DRAWERED / PAYPAL CREDIT LINE $1700
Message 7 of 18
3Kudos
Reply
coldworld
Regular Contributor
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
07-29-202301:25 PM
07-29-202301:25 PM
Re: My first approvals thread! Amex
@GZGwrote:@coldworldwrote:I'll keep it short and sweet. Been on a rebuilding journey (in earnest) since the beginning of June. I had an aggressive plan to pay down about 15k worth of debt before the beginning of Aug. Decided to apply for two of my goal cards on 7/27, the AMEX Platinum and the Bonvoy Brilliant. Instant approval for both cards!
Super excited to get in with Amex on my own. Plat: NPSL and Brilliant: $10k. They pulled EX and TU. Scores in sig aren't quite accurate. Scores are in the low 700s now. I have a CO from GM Financial still reporting, set to come off in Sept of this year.
I thank everyone here for helping me reach this milestone! Next stop Chase Sapphire Reserve later this fall after all my debt is paid off and that baddie falls off.
congrats!!
no additional ex pull on the second card either? That's great!
welcome to Amex and good luck on those signup bonuses
Thank you, and yea only a single EX pull.
ETA: I have a lot of wedding spend coming up. My fiance and I are trying to maximize the return on the money spent lol. We were going to pay cash, but this seems smarter.
3B Scores
----
Message 8 of 18
4Kudos
Reply
brilliantadventure
Valued Member
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
07-29-202307:00 PM
07-29-202307:00 PM
Re: My first approvals thread! Amex
Congrats on all of your rebuilding success so far, and on your fantastic Amex instant approvals!! I love being an Amex cardholder - they have some really good offers from time to time. Enjoy your new cards!
FICO 8 (7/2024): EQ 775 | EX 773 | TU 749
Amex Platinum Biz NPSL | Amex Green NPSL | NFCU Platinum $25,000 | Amex Blue Cash Everyday $25,000 | Synchrony Verizon Visa $20,000 | Discover It $15,000 | Wells Fargo Reflect $14,000 | Chase Sapphire Preferred $12,000 | Chase Freedom Flex $12,000 | NFCU CashRewards $12,000 | Chase Prime Visa $11,300 | Amex Blue Business Plus $10,000 | Capital One SavorOne $8,000 | Apple Card $4,000 | Capital One Quicksilver $500
Message 9 of 18
3Kudos
Reply
KingRue8500
Senior Contributor
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
07-29-202307:06 PM
07-29-202307:06 PM
Re: My first approvals thread! Amex
Congrats on your AMEX Platinum & Marriott Bonvoy Brilliant approvals
Message 10 of 18
3Kudos
Reply
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.
